ABOUT US
Your trusted credit experts since 1991.
“We take care of our clients like they are part of our family.”
Our Mission
As a close-knit management firm, we treat every one of the projects we work on with the same passion as if it were our own financial stability at stake.
We prioritize getting to know the mission, heart, and soul behind each and every client so we can create a plan to most effectively serve your unique financial goals.
Credit is more than a practice. It’s our passion.
MEET THE FOUNDER
Angela Setters Bessard
Angela is the CEO and Founder of Conquer Credit Management, Inc., a nationally recognized speaker, podcast host, media personality, respected credit thought-leader, passionate wife and boy momma, and The Real Credit Queen who is equal parts strategic, spiritual, silly, and soulful.
After humble beginnings (including dropping out of high school, emancipating at age 16, and building from scratch), she has used her 30+ years of experience as a pioneer in the credit industry AND her genuine passion for people, she lights up helping individuals and organizations understand, leverage, and own their credit as a tool to create wealth, financial stability, and legacy.
She has had the opportunity to work with a diverse array of clients ranging from hardworking people, to Fortune 500 companies, powerful CEOs, universities, families, non-profit organizations, professional athletes, and even high-profile celebrities, artists, musicians, and other public figures.
Now she’s on a mission to demystify the anxiety-inducing myths that surround credit AND teach people of all walks of life how to expand their wealth, security, and joy through the power of credit.
Meet the Team
Samantha Headlee
Operations and Client Experience Manager
As the Operations Manager of our boutique company, I have always found reflecting on this quote, “If you do what you love, you’ll never work a day in your life.” Some people may only see us simply as credit conquerors, but we are also a select set of individuals uniquely designed to truly care about your experience. I love the fact that we don’t want to just help restore credit history, but teach, encourage, and redefine our client's relationship with credit.
When I started working for CCMI over 12+ years ago, credit was more of an idea to me. Mastering the ever-changing credit system has been challenging, engaging, and fun. I find myself lost in the mysteries of credit and determined to “crack the code” on behalf of our clients. Every day I learn a few new things, either about credit, finance, budgeting, or just simply life. Our boutique community gives back to us 10x the amount we’re able to give to it, and community is what I am passionate about.
Ralph Bessard
Chief Financial Officer and Founder
I am a passionate and driven individual with a burning desire to make a difference in people's lives. For 25 years, I have embarked on an incredible journey as an entrepreneur, business owner, COO, senior pastor, and motivational speaker with one clear mission: to help individuals grow in knowledge and love, empowering them to discover their unique leadership style, purpose, and fulfillment.
Simultaneously, my role as a COO has allowed me to apply my leadership skills on a larger scale. I oversee the operations of an esteemed organization, ensuring efficiency and fostering a culture of growth and collaboration. My keen business acumen, coupled with my understanding of human dynamics, enables me to lead teams towards excellence and inspire them to achieve their full potential.
Carol Biddle
VP of Technology /
Sales Experience Operations
Not only am I the Tech Geek of the crew I am equally excited to be associated with a company that is known for its integrity and expertise in its field. Over the years, not only has our team developed as a strong family unit, but we have since “adopted” many of our clients as an extended family as well.
We measure success at CCMI by sincerely being there for our clients, as we would for our own family, in their hour of need!
"When I think about someone with a passion and track record to help people understand that their credit is an investment tool, I think of Angela. She is timely, wise and always so sweet! There's no one better!"
Kris Jenner, Media Personality, Socialite, and Businesswoman
"For the past five years I have worked on maintaining my credit with Angela Setters. Her focus and diligence really helped me with several inconsistencies on my credit report and I have referred several of my associates to her company. She is a proven winner."
Evan Forster, Senior Level Entertainment Executive
"Angela has been a terrific help for restoring credit. Her team works diligently to achieve results, her prices are fair and her service is top of the line!!
I highly recommend her and her staff."
Josh Rothman, Senior Partner at Cresta Management Services
"Angela has been a terrific help for restoring credit. Her team works diligently to achieve results, her prices are fair and her service is top of the line!!
I highly recommend her and her staff."
Josh Rothman, Senior Partner at Cresta Management Services
"I am writing this because Angela just did an amazing job for me that has made me look like a super start to my clients. I have used Angela Setters at Conquer Credit many times over the years and I have always been extremely satisfied with her performance and services.
She has always come through with what she said she could do in the time frames given which I feel is refreshing in this business climate."
Bruce Nangle, Vice President Of Mortgage Lending at Guaranteed Rate Affinity
"I highly recommend Angela and her team at Conquer Credit. Angela is a person who has the utmost integrity, a vast knowledge of the credit industry and is easy to do business with. Through the years, we worked on various projects, and I was overwhelmingly impressed by her, professionalism, and ability to address and overcome any credit related issues. I have referred numerous clients to her for credit repair, and she always delivers. Give her the challenging tasks, the ones that everyone else is struggling with, and she will get them corrected. She is a truly remarkable person."
Alan Casas, Sales Manager and Business Development
"I highly recommend Angela Setters Bessard for all of your credit needs. She is professional, operates in integrity and is extremely knowledgable. Whether your credit is in major need of an overhaul or you need routine maintenance, she is the person you want to go to.
She and her staff of professionals are on point and a joy to work with. My credit is strong and healthy and it is all due to the guidance and support of Angela Bessard and Conquer Credit Management Inc."
Endyia Kinney-Sterns, Founder & CEO at EKS Consulting Firm
"Angela is one of the most pertinent and explosive leaders in her space! Running an organization such as Conquer Credit while keeping abreast of the industry, taking care of some of the most well known entertainers on earth, staying tuned in to family affairs and focusing on self-awareness through friendships and community is an awesome accomplishment. Who does that? Angela does and she has a ton of admirers out there!"
Frances Kiradjian, Leader & Authority on Independent Boutique, Lifestyle & Luxury Hotels; Founder & CEO, BLLA (Boutique Leaders Assn.)
"I have had the great pleasure of working with Angela and her team since 2005. I have referred numerous clients to her for credit repair because she always delivers the results that we need to help our clients close loans. I cannot recommend her enough. if you have a client that needs credit repair or if you're personally in need of credit repair, search no further, Angela and her team will take great care of you."
Daniel Gat, Senior Mortgage Banker at Finance of America Holdings; NMLS# 261049
"I have worked with Angela for over 15+ years. She straight-up gets results! She will give an honest consultation to each client and guide them to the goal at hand, which can be different for each person. Some need their FICO boosted, while others need Credit Restoration. I highly recommend that you call Angela today!"
Clark Aliano, Sr. Mortgage Advisor | The Aliano Group at Finance of America Mortgage LLC | NMLS ID # 252422
"Angela is Wonder Woman. Period. She has the unique ability to be creative and analytical at the same time. She has incredible people skills, sees past the obvious far into the horizon, she truly loves what she does and cares about her clients. Her positive energy lights up the room. If you have the opportunity to work for her, with her or hire her company -- do it. If you don't have a reason to, refer someone to her who does. We've known each other for more than a decade, we've interacted in a variety of capacities and I've got nothing but great things to say about her."
A.J. Ali, Director, Producer, Writer, Host, Actor, USAF Veteran
"Angela and her team are awesome. They know what they are doing and get the job done. They work quickly, they are efficient and it comes from years of experience. Conquer credit and their team have allowed me to push loans through that I normally would not have been able to close. Moreover, my clients were thankful and their prices are extremely competitive!!! I recommend Angela without hesitation!!!"
Anthony Batarse, Mortgage Lender NMLS: 340663 / Real Estate Broker
"Angela is the best! She really cares about what she does and helping people whether it's educating them on how the credit system works or how to rebuild their credit. I highly recommend her company and services!"
Karen Betancourt, Associate Manager, Broker Associate at CENTURY 21 Troop Real Estate
"Angela has a vast amount of knowledge and experience in the credit and financial services industry. She was extremely helpful in guiding me through improving my credit profile, and even helped me with having incorrect information removed from my credit report. I would highly recommend her and her company Conquer Credit to anyone needing help with credit and financial services."
Aretha Crout, Horse Trainer
"I met Angela a few years ago through one of her employees and I immediately became a client. I was astonished by the results. Angela and her team were able to correct years of neglect on my credit and also teach me how to avoid the same issues in the future.
Angela and I have since become close friends and colleagues through many opportunities. I would recommend Conquer Credit Management and Angela to anyone as I still do. Take her advice and use her services. They are amazing.
If you need confirmation feel free to contact me."
Aaron Boerger, Business and Digital Architect Aaron Boerger | President and Founder at Defined Ventures, Inc.
"Angela has been working with my clients for many years...
I feel that she's the best in her industry."
Lee Appleby, Founder and CEO at INTEGRITY FIRST MORTGAGE SOLUTIONS // Mortgage Solutions for California and Arizona // NMLS:834324
"Angela is a true professional. Hard working, Under promises and over performs. I can endorse Angela without hesitation. She is excellent."
John Aaroe, CEO, John Aaroe Group
"I have entrusted several credit-challenged clients to Angela Setters. In each instance, Angela and her team at Conquer Credit took immediate ownership of the situation as if the client's credit issues were their own and achieved impactful results in the most efficient and cost-effective manner possible. No matter the credit difficulty, Angela and her hands-on, no-nonsense operation is certain to produce favorable results."
David Adelman, Attorney - Real Estate, Corporate & Intellectual Property Transactions; General Business Advisor
Work With Us
Find the service that’s best for you and your credit goals.
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